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Below are the common obstacles in today’s market. It’s no surprise that: down payment, credit score, and student debt are the top 3. It’s hard to avoid student debt, you need an education for that nice paying job/career. And you can’t save/grow a down payment until you land a job. But you can start with that credit score now! Keep it in check. There are plenty of “how to(s)” on the web on maintaining a good credit score. Do the research and stay ahead of the game!